If you happen to knew that regardless of how exhausting you tried, success was not possible or virtually not possible, would you continue to push your self to the restrict? Or would you rationally pivot to a different endeavor with an actual probability of success? Personally, if the percentages have been overwhelmingly towards me, I’m undecided I’d hassle attempting so exhausting.
Since my children have been born, I’ve seen a rising pattern: extremely educational Asian American college students with stellar GPAs and high SAT scores getting rejected from most of their top-choice schools. That is widespread for a lot of college students, particularly as admissions charges plummet due partially to the convenience of making use of by the Frequent App. Nonetheless, the problem appears much more pronounced for Asian candidates.
Though Asian People make up solely about 7% of the U.S. inhabitants, they aren’t thought of a minority group eligible for preferential therapy in school admissions, jobs, or promotions. As a substitute, based mostly on common SAT and ACT scores by race, it seems they need to rating larger than different teams simply to have an equal probability of acceptance. The Supreme Courtroom acknowledged this disparity when it dominated towards affirmative motion on June 29, 2023.
When variety, fairness, and inclusion (DEI) turned a dominant motion after George Floyd’s killing in 2020, Asian People have been largely not noted of the racial justice dialog—though they, too, have confronted discrimination and hate. I get it—Asians have the best median earnings amongst all racial teams, so why prioritize a gaggle that’s perceived as doing properly?
However what if you happen to’re a poor Asian from a damaged household? In that case, you may simply be out of luck. Your solely answer is to simply attempt tougher.
College students Might Have Loved Life Extra
Through the pandemic, I had an epiphany: What’s the purpose of my children finding out so exhausting if their possibilities of getting right into a high school—and touchdown a promising job afterward—are slim to none?
As a substitute of stressing over straight As, high SAT scores, varsity sports activities, membership management, and curing most cancers, why not allow them to totally get pleasure from their youth? All this intense stress to get right into a high school does not appear wholesome.
The rise in despair and nervousness amongst highschool college students is alarming, with many feeling relentless strain to excel. Some even take their very own lives as a result of they don’t really feel adequate academically. We can not let that occur. I refuse to let my daughter and son undergo underneath the load of standing and cash on the expense of their well-being.

A Higher, Happier Childhood When You Have No Likelihood
Think about waking up excited to go to high school—not for grades, however for the sake of studying. You’d concentrate on topics you care about and just do sufficient to cross those you don’t just like the quiet quitters in the present day. For the reason that odds of getting right into a high 25 college are so low, you’d be content material with a B-average and a sub 1,200 SAT rating. With decrease expectations, you’d really feel grateful for no matter school you do get into.
What a incredible Okay-12 expertise! I used to be all in on this concept—no Tiger Dad strain, no pushing my children to grind for a top-tier college simply to purchase an costly home near work to turn out to be bankers working underneath fluorescent lights for 60 hours every week. I’ve been there, and it’s not enjoyable, even when the cash was good.
As a substitute, they may go to neighborhood school, save a fortune, and pursue careers they really get pleasure from. And with the $700,000+ every that may have in any other case gone to personal college tuition, I’d discover a option to reward them monetary safety early.
Then issues modified in 2025. Intense merit-based rewards got here again into focus underneath the brand new administration.

The Analogy Of Decrease Taxes Hurting Your Life-style
To assist clarify the unfavorable of merit-based reward, let’s have a look at tax coverage for instance.
When taxes are lower, individuals work tougher as a result of they get to maintain extra of their earnings. In principle, that is nice—particularly if the federal government has been losing taxpayer {dollars}.
However the issue with working tougher and longer is that cash is addictive. Many individuals don’t know when to cease, even after they’ve sufficient. Quick-forward 40 years, and the wealthy banker or techie may surprise why they spent a lot time chasing cash after they might have been doing one thing extra fulfilling.
I see this dependancy to wealth daily by Monetary Samurai. Individuals value thousands and thousands of {dollars} struggling to be glad. It’s extraordinarily exhausting to give up earning profits, even if you happen to hate your job. That’s why I began writing about FIRE in 2009—to offer individuals the braveness and monetary framework to stroll away from work they despise and do one thing they love.
Sure, making some huge cash and investing correctly is nice. However if you happen to hold sacrificing time for extra money when you have already got sufficient or are on monitor to die with a lot, it’s a rattling disgrace.
I left work in 2012, partly as a result of I did not need to pay ~40% of my earnings to the federal government for the privilege of working 60 hours every week and feeling consistently harassed. So in a manner, I am grateful for President Obama for elevating my federal marginal earnings tax price to 39.6% and giving me the motivation to interrupt free. Paying one other 12.3% tax to California plus one other 7.2% in FICA tax was merely not value it anymore.

Advantage-Primarily based Reward Can Additionally Harm Your Life-style
On the floor, rewarding individuals based mostly solely on advantage sounds truthful. However it is also a lure for probably the most bold amongst us.
When individuals understand they’ll get forward by outworking their friends, they’ll just do that. A 60-hour workweek turns into 70 hours. Then 80. Then 90. The arms race for extra by no means ends till we make it cease.
Identical to cash dependancy is tough to give up, merit-based competitors is, too. When you recognize effort instantly correlates with reward, it’s powerful to carry again. If I used to be paid based mostly on efficiency at my previous job at Credit score Suisse, I might have for certain lasted for a minimum of one other 5-10 years.
At present, if I knew I might outpace AI from stealing my content material simply by writing extra, I’d hold going indefinitely. However I acknowledge my window of alternative could also be closing quick. That’s why I’ve invested within the very corporations working to make me out of date. In the event that they’re going to remove my retirement dream, a minimum of I plan to revenue within the course of!

Rejected Asian American Goes Straight To A Dream Job
Take Stanley Zhong. He had a 3.97 unweighted GPA, a 4.42 weighted GPA, and a near-perfect 1590 SAT rating at Gunn Excessive Faculty. He even based his personal document-signing startup and tutored underserved children in coding.
But, he was rejected by 16 schools, together with MIT, Carnegie Mellon, Stanford, UC Berkeley, UCLA, UCSD, UCSB, UC Davis, Cal Poly San Luis Obispo, Cornell College, College of Illinois, College of Michigan, Georgia Tech, Caltech, College of Washington and College of Wisconsin.
UC Davis has a 42% acceptance rate for goodness sake! Did Stanley write one thing offensive in all his essays? That may be exhausting to consider given he has such a considerate father and useful faculty counselors.
After I first heard the information in 2023, I used to be shocked. Stanley might have been my son. And if he wasn’t adequate, what probability did my children have? Lower than 1% of scholars can obtain the educational scores Stanley achieved. For a second, I felt defeated. Why hassle attempting? High universities will merely use subjective causes similar to character scores to clarify why a pupil was rejected.
However then one thing outstanding occurred.
As a substitute of going to school, Stanley landed a PhD-level engineering position at Google—a job most pc science grads from the very faculties that rejected him would kill for. Making $200,000+ proper out of highschool is a dream come true.
Stanley proved his naysayers fallacious. Though, his dad additionally works at Google, so perhaps dad was capable of assist out in a roundabout way.
Constructing Abilities Turns into En Vogue Once more
His story made me rethink. Advantage received out ultimately—not in school admissions, however within the job market, the final word finish aim. Companies, in contrast to universities, want the most effective employees to create the most effective merchandise and maximize income.
If probably the most elite employers with the most important stability sheets like Google and Meta can now not afford to disregard advantage, the identical will occur throughout smaller corporations. Advantage is much more vital if you’re an entrepreneur. There’s nowhere to cover if you happen to’re the one doing a lot of the work.
Then, in February 2025, Stanley and his father sued the University of California for racial discrimination. Regardless of all of the hate they acquired, they pressed ahead for future Asian American college students who may face the identical bias. Personally, I do not suppose they may win since Asians make up round 36% of the coed inhabitants on the UC system, but account for 19% of California highschool graduates who met UC admission necessities.
But when they win, it might imply extra certified Asian People will get into public universities that obtain authorities funding. Are you able to think about paying property taxes for 18 years solely to your straight-A children to get rejected? Finally, a lawsuit victory ought to profit the most effective college students of all races as they would not should be apprehensive as a lot about subjective components dying them anymore.
So, that loopy dream I had—of Asian American children having fun with a low-stress, joyful childhood—may need to attend. For now, advantage is again in focus, which suggests lengthy hours of finding out, intense competitors in extracurriculars, and large strain. If we resolve to go this route, mother and father should all the time be encouraging and supportive.
Deal with Your Mother and father Properly
No matter what occurs, one reality stays: be good to your mother and father.
Faculties and employers could reject you, however your mother and father possible by no means will. They’ll do no matter it takes to offer you alternatives and, in the end, be sure that you are glad.
And in the event that they’ve been sensible with their cash—investing by a largely bull market—they may have extra wealth than you understand. When the time comes for faculty, a automotive, or perhaps a home, they may simply cowl every thing for you.
As a father or mother myself, I consistently battle the urge to offer my children every thing. However I do know that if I do, I threat making them entitled and smooth.
Nonetheless, if my son and daughter develop into accountable, sort adults who select careers that genuinely assist others, it’ll be powerful to not give them monetary assist after they want it.
When Your Greatest Is Not Good Sufficient: Hold On Going
So regardless of your race, your greatest guess is to maintain striving even in case you have little-to-no probability of succeeding. Your pleasure is at stake. Even if you happen to face rejection after rejection, keep in mind—rejection is simply the value of success.
Hold pushing. Hold grinding. Even when the percentages are stacked towards you, your exhausting work will finally repay in methods which are exhausting to forecast.
Readers, how do you are feeling about attempting your greatest regardless of the lengthy odds of success? Are you upset in regards to the hyper concentrate on advantage, or do you welcome the elevated incentive to work exhausting? Why do you suppose college students like Stanley Zhong, with near-perfect educational information, get rejected by so many high schools? Does this show the significance of writing good essays?
Subscribe To Monetary Samurai
To construct extra wealth than 90% of the inhabitants, order a duplicate of Millionaire Milestones: Easy Steps to Seven Figures. I’ve distilled 30+ years of monetary knowledge into one ebook that will help you obtain monetary freedom sooner. However success requires motion—don’t wait! In 10 years, you’ll want you had taken the suitable monetary steps in the present day.

To expedite your journey to monetary freedom, be a part of over 60,000 others and subscribe to the free Monetary Samurai e-newsletter. Monetary Samurai is among the many largest independently-owned private finance web sites, established in 2009. Every thing is written based mostly on firsthand expertise and experience.