Chase Final Rewards factors are a favourite forex amongst TPG workers, partly as a result of you may switch them to a wide range of airline and resort companions. I usually switch my factors to Southwest Fast Rewards, the place I can redeem them for award tickets to locations in North America, Central America and the Caribbean — and generally stretch my factors even additional with the precious Companion Go.
Earn 100,000 bonus Chase Final Rewards factors after spending $5,000 on purchases within the first three months after account opening with the Chase Sapphire Most well-liked® Card (see charges and charges).
Nonetheless, relying on the Chase bank card you’ve, it’s possible you’ll be higher off reserving Southwest Airways flights straight via Chase Journey℠, as this may require fewer factors and will let you earn Fast Rewards factors on the ticket.
This is every thing it’s essential to find out about transferring your Chase factors to Southwest.
Associated: How TPG’s factors and miles specialists maximize Chase Final Rewards factors
The way to switch Chase factors to Southwest
One of many nice issues about transferable factors is you could redeem them for award flights with airways you have by no means flown or accrued factors or miles with earlier than. But when that is the case, you may must arrange a Southwest Fast Rewards account earlier than you may switch your Chase factors to Southwest.
Head to Southwest’s website to create one without spending a dime. Then, go to your Chase portal and go into your Final Rewards account. Click on “Journey” on the highest toolbar, and select “Switch factors to companions.”
On the subsequent display, you may see an inventory of Chase’s journey companions, with any out there switch bonuses famous on the high. Scroll down, and click on on the Southwest choice.
This can take you to a web page with some guidelines about transferring your factors to Southwest. For example, factors transferred by way of the Chase portal will not be eligible for Southwest standing. You will additionally should pay taxes and charges on Fast Rewards factors redemptions.
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After reviewing the high-quality print, click on the blue “Switch Factors” button on the backside proper.
On the next web page, you may must enter your Southwest Fast Rewards quantity. Chase additionally lets you switch factors to at least one licensed consumer in your Chase account, so you possibly can enter their Fast Rewards quantity as a substitute. When you full this step, click on “Subsequent.”
Then, enter the variety of factors you wish to switch. This should be a a number of of 1,000, so you could have to switch a couple of extra factors than you want in your redemption.
The subsequent web page will provide you with an opportunity to evaluation your info earlier than processing the switch. Keep in mind that transfers are irreversible, so ensure you’ve a redemption in thoughts and have confirmed award area availability earlier than you switch. It is also a good suggestion to double-check the spelling of your title, your Fast Rewards quantity and what number of factors you are transferring earlier than you hit “Submit.” An harmless typo might trigger you to switch hundreds of hard-earned factors whenever you meant to switch solely 10,000.
When you’re prepared to finish the switch, click on “Submit” and wait in your factors to hit your Fast Rewards account.
In keeping with Chase’s website, “Most level transfers course of by the subsequent enterprise day, however might take as much as 7 enterprise days.” Nonetheless, TPG’s exams have proven that almost all transfers to Southwest occur immediately. Which means you possibly can be reserving your award flight mere minutes after transferring your Chase factors.
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Chase-to-Southwest switch ratio
As with all of Chase’s present switch companions, Final Rewards factors switch to Southwest at a ratio of 1:1. Nonetheless, you might be able to get an excellent higher ratio for those who can reap the benefits of a switch bonus. Chase switch bonuses are sporadic, however for those who discover one which aligns along with your journey plans, it can save you your self hundreds of factors.
Associated: Greatest Southwest Airways bank cards
Ought to I switch Chase factors to Southwest?
In keeping with TPG’s April 2025 valuations, Chase factors are price 2.05 cents every, whereas Fast Rewards factors are solely price 1.4 cents every. That is as a result of transferable factors’ flexibility makes them inherently extra beneficial.
Southwest traditionally priced award flights primarily based on money charges, so that you’d sometimes get a worth proper round 1.4 cents per level when redeeming Fast Rewards factors for flights. Nonetheless, the airline not too long ago switched to variable redemption charges, that means you may get far roughly worth out of your factors. This may increasingly result in extra candy spots within the Fast Rewards program, just like different Chase switch companions like United Airways, Air France and Hyatt.
Earlier than transferring your factors to Southwest, be sure this airline makes essentially the most sense. Check out Chase’s different airline companions first and evaluate award charges and flight particulars, in addition to add-ons it’s possible you’ll must buy, like checked luggage and seat choice charges. If Southwest is working a sale in your desired route or is providing flights at a greater time for you than different airways, it could be the best choice. The identical goes if you have already got a stash of Fast Rewards factors or a Companion Go in your account.
For example, a few years in the past, I transferred Chase Final Rewards factors to my Fast Rewards account to buy a round-trip ticket to Turks and Caicos. My ticket value 46,000 factors, however because of the Companion Go I had on the time, I acquired my accomplice’s ticket for simply the price of taxes and charges. Consequently, I spent 46,000 Chase factors on two seats that will have value practically $1,400 complete, giving me a worth of round 3 cents per level. I could not have gotten that sort of take care of another airline.
However most significantly, be sure it is not a greater deal to easily guide your Southwest flights straight via Chase Journey. Relying on the Chase card you’ve, you may get a worth of 1.25 cents per level or 1.5 cents per level. Plus, flights booked this fashion will earn Fast Rewards factors like a standard income ticket. This might make it a greater choice, relying on the flight you take.
For instance, this one-way flight from Orlando Worldwide Airport (MCO) to Louis Armstrong New Orleans Worldwide Airport (MSY) in February would value 16,000 factors plus $5.60 in taxes and charges when booked via Southwest.
Nonetheless, since my Chase Sapphire Most well-liked provides me 1.25 cents per level via Chase Journey, I can guide the identical flight for 14,919 factors — and earn Fast Rewards factors within the course of. When you maintain the Chase Sapphire Reserve® (see charges and charges), which provides 1.5 cents in worth per level via Chase Journey, you possibly can guide the identical flight for simply 12,467 factors.
Actually, you are higher off reserving all of Southwest’s fare lessons straight via Chase Journey on this flight. In every case, you may redeem fewer Chase factors than for those who transferred them to your Fast Rewards account.
Nonetheless, if you have already got a good steadiness of Fast Rewards factors and simply must high off your account to have sufficient for the award ticket, transferring from Chase to Southwest might make extra sense.
As such, it is vital to all the time evaluate costs with Chase Journey and Southwest to be sure you’re not utilizing extra factors than it’s essential to.
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The way to earn Chase factors
The extra Final Rewards factors you accrue, the earlier you may redeem your subsequent free journey with Southwest or any of Chase’s different companions. Listed here are a few of TPG’s favourite playing cards that can provide help to earn Final Rewards factors via welcome bonuses and on a regular basis spending:
Nonetheless, you are not restricted to simply these Chase playing cards. I personally love the Chase Freedom Flex® (see charges and charges) and the Chase Freedom Limitless® (see charges and charges). They do not earn Final Rewards factors by themselves, however for those who additionally maintain one of many playing cards listed above, you may flip these cash-back factors into full-fledged Final Rewards factors and switch them to any of Chase’s companions.
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Backside line
When you’ve by no means transferred factors from Chase, it may be a little bit nerve-wracking to observe the factors vanish out of your account and look forward to them to seem in an airline or resort accomplice account. Fortunately, the method is often clean and nearly instantaneous. Simply remember to affirm the variety of factors you want, and be sure you cannot get a greater deal by utilizing your factors straight via Chase Journey. Then, observe the steps above to switch your factors.
