The Capital One Enterprise X Enterprise lately introduced its highest welcome provide ever — and it may be the most important welcome provide we now have ever seen on a enterprise bank card.
New candidates can earn 200,000 bonus miles after spending $30,000 on purchases within the first three months, and an extra 200,000 bonus miles after spending a complete of $150,000 on purchases within the first six months.
This card has an annual charge of $395, which is decrease than most of its premium opponents.
I’ve cherished having the Capital One Enterprise X Rewards Credit score Card for the previous few years, so I am all the time searching for methods to earn extra priceless Capital One miles.
This is my tackle this provide and why I am so on this card.
How widespread is a 400,000‑mile welcome bonus on the Enterprise X Enterprise?
That is the very best welcome bonus ever provided on this card, together with when it was launched in 2023.
The earlier highest provide we have seen on the Enterprise X Enterprise was in June, when you may earn as much as 350,000 bonus miles (now not obtainable) — 50,000 miles decrease than the present provide.
If you happen to’re a big-spending enterprise proprietor who has ever thought of making use of for this card, now’s the perfect time to take action, given how robust the welcome bonus presently is.
Who’s eligible for the 400,000-mile welcome bonus on the Enterprise X Enterprise?
TPG recommends you will have a credit score rating of 740 or above for this card.
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You do not have to be a conventional enterprise proprietor to qualify for a enterprise bank card; nonetheless, the spending requirement for the welcome bonus on the Enterprise X Enterprise will go well with companies with very excessive spending patterns.
If you happen to already maintain the non-public Capital One Enterprise X, that does not disqualify you for the Enterprise X Enterprise welcome bonus, neither is the Enterprise X Enterprise a part of the brand new “household” rule of Enterprise welcome bonus restrictions.
Nevertheless, you might be denied the welcome bonus on the Enterprise X Enterprise in the event you presently maintain one other Capital One enterprise bank card, equivalent to a Spark card (based on Capital One’s phrases and circumstances).
You need to wait six months between functions for Capital One playing cards. So, in the event you’ve been accredited for any Capital One card inside the final six months, you may want to carry off to be accredited for the Enterprise X Enterprise card.
How a lot are 400,000 Capital One miles value?
In response to TPG’s November 2025 valuations, Capital One miles are value 1.85 cents every. At that price, 400,000 miles are value as much as $7,400 when transferred to Capital One’s 15-plus switch airline and lodge companions and used for top‑worth bookings.
If you happen to choose to save lots of time by redeeming every little thing simply in a single place, you may also redeem Capital One miles at a set price of 1 cent every towards current journey purchases or bookings by means of Capital One Enterprise Journey. So, the 400,000‑mile bonus can be value $4,000 in that state of affairs.
Having earned and redeemed a lot of Capital One miles, listed below are a number of the methods I like to recommend utilizing them to get the perfect worth:
Additionally, bear in mind by spending $150,000 on the cardboard to earn the complete welcome bonus, you’d earn a minimum of an extra 300,000 Capital One miles as the cardboard earns a minimum of 2 miles per greenback spent on purchases. This implies you’ll have a minimum of 700,000 Capital One miles to maximise.
So, for instance, you may guide a minimum of 5 round-trip business-class flights to Europe when transferring to Air Canada’s Aeroplan program at a 1:1 ratio.
Watch for infrequent switch bonus provides as properly, the place you may want even fewer miles to guide these offers.
Associated: Why Air Canada Aeroplan has change into my favourite Star Alliance loyalty program
So, is the 400,000-mile Enterprise X provide probably the greatest offers ever?
When even a 100,000-mile welcome bonus can be thought of beneficiant on a rewards bank card, this spectacular provide from Capital One needs to be of curiosity to any high-spending enterprise proprietor seeking to earn a really important quantity of rewards.
Past the 400,000-mile welcome bonus, listed below are the highest 5 the explanation why I consider this card is so priceless:
- Annual credit score: You may obtain $300 in credit yearly for bookings made by means of Capital One Enterprise Journey, which is less complicated for a busy enterprise proprietor to make use of in comparison with the complicated coupon guide of advantages another premium playing cards provide.
- Anniversary bonus: Take pleasure in 10,000 bonus miles each account anniversary, beginning in your first anniversary (value $185 towards journey based on TPG’s November 2025 valuations).
- Lounge entry: Take pleasure in complimentary entry for your self (as the first cardholder) and as much as two friends to Capital One Lounges and greater than 1,300-plus Precedence Cross lounges. (Take into account, nonetheless, that visitor lounge entry is ready to tighten in February.)
- Excessive portal incomes charges: Earn 10 miles per greenback spent on inns and rental vehicles, and 5 miles per greenback spent on flights and trip leases booked by way of Capital One Enterprise Journey. If your online business has journey bills, that is a straightforward strategy to rack up a lot of further miles with the convenience of reserving every little thing in a single place.
- Glorious on a regular basis incomes: Earn 2 miles per greenback spent on all different purchases.
It is nice to appreciate that while you’re paying the $395 annual charge within the second (and subsequent) years, you may obtain each a $300 journey credit score and 10,000 bonus miles, which, in my thoughts, cowl the price of the annual charge every year.
Backside line
The 400,000‑mile welcome provide on the Capital One Enterprise X Enterprise is the perfect deal we now have seen on a enterprise bank card in a very long time. This is why:
- That is the very best welcome bonus ever publicly provided on the cardboard.
- The welcome bonus is value $7,400, based on TPG’s November 2025 valuations.
- The cardboard earns a minimum of 2 miles per greenback spent on each buy.
- You possibly can switch your Capital One miles to guide flights on a number of the world’s finest airways, in addition to stays with lodge packages.
Whereas the complete welcome bonus is just attainable by companies with important bank card spending, they will earn enormous rewards.
Capital One has not but introduced an finish date for this provide, so in the event you’ve ever thought of making use of for the Enterprise X Enterprise, now’s the time to take action.
For extra particulars, learn our full overview of the Enterprise X Enterprise.
Be taught extra: Capital One Enterprise X Enterprise
