Desire a Disney bank card that provides you an annual assertion credit score on Disney theme park tickets?
Perhaps you would like one that provides unique annual advantages, like incomes 200 bonus Disney Rewards {Dollars} after spending $2,000 per anniversary 12 months on U.S. Disney cruises or Disney resort stays? Or, maybe you simply desire a Disney bank card with distinctive card artwork choices, resembling Spider-Man (drawn by Humberto Ramos), Sew and even Coco?
Disney and Chase simply unveiled a brand new premium choice, the Disney® Encourage Visa® Card. With an annual price of $149, this card is geared toward frequent theme park and cruise guests. Alongside the launch, new cardholders can earn as much as a $600 bonus: a $300 Disney present card upon approval and a $300 assertion credit score after spending $1,000 on purchases inside the first three months from account opening.
Disney Encourage Visa: Earn a $300 Disney present card upon approval and a $300 assertion credit score after spending $1,000 on purchases within the first three months.
This new premium card choice joins the present lineup of Disney bank cards that features the $0 annual price Disney® Visa® Card (see charges and charges) and the $49 per 12 months Disney® Premier Visa® Card (see charges and charges).
With attractive card perks geared towards the Home of Mouse’s largest followers and one of the best welcome bonus I’ve ever seen for a Disney card, the all-new Disney Encourage Visa Card is value a better look. This is what to know concerning the newest addition to the Disney playing cards portfolio.
Associated: New rides and experiences coming to Disney World, Disneyland and past in 2026
Disney Encourage Visa Card perks
This card was made for many who like spending time on the U.S. Disney parks and on sailings with Disney Cruise Line along with having fun with a style of Disney magic at residence by watching Disney+, Hulu and ESPN+.
The truth is, should you use the cardboard sufficient to set off the credit for annual park tickets and Disney Rewards {Dollars}, which is fairly simple to do should you frequent Disney, you will get $300 in worth towards a Disney trip annually, which greater than offsets the annual price simply with these perks alone.
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This breaks down into two advantages you possibly can earn as soon as per anniversary 12 months.
Earn 200 Disney Rewards {Dollars}
You possibly can earn 200 Disney Rewards {Dollars} after spending $2,000 on U.S. Disney resort stays and Disney Cruise Line bookings with the cardboard every anniversary 12 months.
Disney Rewards {Dollars} may be redeemed at a price of 1 Disney Rewards Greenback to $1 on the next:
- Disney theme park tickets, resort stays, purchasing and eating within the U.S.
- Disneystore.com purchases
- Disney films at AMC Theatres
- Disney Cruise Line packages, onboard actions and souvenirs
- Airline purchases utilizing Pay Your self Again for card assertion credit
Earn a $100 assertion credit score towards Disney park tickets
Every cardmember anniversary 12 months (or when your card renews), you will get a $100 assertion credit score on the cardboard after spending $200 or extra on U.S. Disney theme park tickets. This could take the type of particular person park tickets for Disneyland or Disney World and even an annual cross.
That is nearly as good as cash within the financial institution for many who head to the U.S. Disney parks with regularity. Even should you weren’t going to the parks that particular 12 months, you possibly can typically purchase tickets for the next 12 months.
The Disney Encourage Visa additionally brings with it a number of in style perks that you’re going to discover on the opposite two Disney playing cards, resembling:
- No curiosity on eligible Disney trip packages for six months
- Cardmember-exclusive character picture ops at Disneyland and Disney World
- Reductions of 10% to fifteen% for eligible purchases at Disneyland and Disney World (10% off choose merchandise, 10% off choose eating, 10% off choose recreation and 15% off choose guided excursions)
Associated: I go to Disney 15 instances a 12 months, this is why I’ve the Disney bank card
Earn as much as 10% in Disney Rewards {Dollars}
The Disney Encourage Visa presents rewards on on a regular basis spending within the type of Disney Rewards {Dollars}.
As talked about, you should utilize Disney Rewards {Dollars} to offset your Disney-related bills, like park tickets, eating and resort stays, at a price of 1 Disney Rewards Greenback equaling $1.
For the brand new Disney Encourage Visa Card, the incomes charges break down as:
- 10% at disneyplus.com, hulu.com and plus.espn.com
- 3% at most different U.S. Disney places and fuel stations
- 2% at grocery shops and eating places
- 1% on all different card purchases
In case you’re somebody who seems to be to maximise your bank card bonus class incomes charges, it may be fairly onerous to get a terrific return in your Disney spending, as purchases might code in numerous methods, relying on what card you are utilizing and the place you might be spending your cash within the parks.
For instance, a restaurant might code as eating on some playing cards, however a kiosk might not. The resort keep might code as journey, however the person park tickets most likely will not except bought as half of a bigger package deal or through a 3rd occasion. It will get complicated.
A cobranded card like this one has its benefits, because it removes the guesswork on how a purchase order will code.
In case you spend loads at Disney and wish to be certain you might be getting 3% again in rewards, the Disney Encourage Visa Card presents increased earnings than the opposite two Disney playing cards in that class.
Now, is it potential to beat that price should you actually maximize bank card rewards throughout card choices? Sure, however I might say for the informal rewards card consumer who needs to maintain issues easy however earn some strong rewards at Disney, this can be a good choice to have in your pockets.
Associated: With a $300 bonus and built-in Disney reductions, are the Disney Visa bank cards value it?
Is the brand new Disney Encourage Visa Card value it?
Chase and Disney have been companions for a few a long time, in order that they have had loads of time to listen to from cardholders on what they needed subsequent. With this card, they’re now going for the “largest Disney followers,” in line with Cathy Cline, senior vp of company alliances and client monetary companies at The Walt Disney Firm.
I’ve to agree — this card is made for many who love Disney and go to the U.S. Disney parks or go on a Disney cruise just about yearly.
That is as a result of these Disney followers are those who can most simply reap the benefits of the advantage of incomes 200 Disney Rewards {Dollars} by spending $2,000 on U.S. Disney resort stays and Disney Cruise Line bookings with the cardboard every anniversary 12 months. To not point out, they’re going to have a better time incomes the $100 assertion credit score by spending a minimum of $200 on Disneyland and/or Disney World tickets every anniversary 12 months.
For cardholders who can use the total $300 in annual Disney credit, this card may very well be completely value it.
Within the first 12 months alone, Disney regulars can simply stand up to $900 in worth from the brand new card because of the (as much as) $600 welcome supply and the $300 in annual advantages after assembly eligible spending necessities, which can be utilized to offset the price of park tickets, resort stays, cruise bookings and extra.
Plus, cardholders additionally get an annual assertion credit score of as much as $120 for Disney+, Hulu and ESPN+ purchases.
After all, for many who do not foresee a Disney journey of their future or are extra immersed on the earth of bank card rewards, it could not make sense so as to add this card to their pockets.
Backside line
This is not a premium journey card for everybody — however for frequent Disney park guests or Disney Cruise Line followers, the maths is unusually easy. The cardboard’s incomes charges and advantages will not require you to maintain observe of tons of assertion credit to recoup your “funding.”
For Disney followers who go to frequently and desire a easy strategy to earn rewards and reductions on journeys they’re already taking, this new card fills a niche that has lengthy existed in Disney’s bank card lineup.
