For small-business homeowners who like to fly with American Airways, the Citi® / AAdvantage Enterprise™ World Elite Mastercard® (see charges and costs) ought to be in your crosshairs.
It is an reasonably priced card with no annual payment for the primary cardholder 12 months, then a $99 annual payment applies annually thereafter. I all the time respect the prospect to strive a card out for a 12 months to see if it is a good match for me with out committing to a payment.
After all, it is nonetheless good to take a detailed have a look at a card earlier than making use of. Thankfully, the Citi / AAdvantage Enterprise presents quite a lot of worth, together with free checked baggage and strong incomes charges on American. Card score*: ⭐⭐⭐
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Citi / AAdvantage Enterprise: The fundamentals
The Citi / AAdvantage Enterprise is like quite a lot of mid-tier playing cards in that it presents a average set of advantages as a substitute of the treasure trove of assertion credit, elite standing boosts and lounge perks that include premium playing cards.
This card’s advantages favor vacationers preferring to fly with American Airways, nevertheless it would not require a full dedication to the airline because of its modest $99 annual payment (after the primary cardholder 12 months).
Not like what you may count on given its label as a enterprise card, the Citi / AAdvantage Enterprise would not actually have many perks particularly geared towards enterprise homeowners.
Due to that, I imagine this card is greatest for these with a facet hustle or a enterprise with minimal bills. You will nonetheless qualify for this card, and also you seemingly will not miss the enterprise advantages it lacks.
American Airways advantages
Cardholders will obtain the next American Airways-centric perks:
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- First checked bag free for you and as much as 4 individuals flying on the identical reservation
- Most popular boarding
- A 25% low cost on inflight purchases on American Airways flights
- Potential to earn an American Airways companion certificates ($99 plus taxes and costs) after spending $30,000 or extra in an account 12 months
- Potential to earn bonus miles on American Airways purchases and Loyalty Factors on all purchases
- Boosted earnings as an AAdvantage Enterprise member
Different perks
Along with the advantages I’ve simply talked about, cardholders have entry to those perks:
- Potential to earn bonus American Airways miles on gasoline station, automobile rental and telecommunications purchases
- Can add worker playing cards at no further price
- Profit from no overseas transaction charges
Citi / AAdvantage Enterprise professionals and cons
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Citi / AAdvantage Enterprise advantages
The Citi / AAdvantage Enterprise is without doubt one of the most reasonably priced airline playing cards. I view free checked baggage, most well-liked boarding, no-additional-fee worker playing cards and bonus Loyalty Factors on spending as its standout perks.
On condition that checking baggage with American prices a minimum of $35 per bag one-way, you’ll be able to recoup this card’s annual payment after the primary cardholder 12 months by checking a bag a minimum of thrice. If you happen to usually journey with an worker or one other companion, that turns into very simple to do.
With out this card, checking a bag thrice would price $105, simply north of this card’s $99 annual payment (after the primary 12 months). If you happen to journey with one companion, checking one bag every would price you $210 with out the AAdvantage Enterprise.
You will have to spend $30,000 in a cardholder 12 months to earn a companion certificates ($99 plus taxes and costs). That is an extremely excessive spending requirement for a mid-tier card; I would prefer to see Citi slash that in half.
Any worker playing cards you add will earn bonus miles, so I strongly advocate including them if your enterprise has any staff.
I want this card had extra business-oriented advantages. Because it stands, the Citi / AAdvantage Enterprise shares lots of its perks with the Citi® / AAdvantage® Platinum Choose® World Elite Mastercard®.
If you have already got the AAdvantage Platinum Choose, it’ll most likely be exhausting to search out a lot of a cause to open this card.
The data for the Citi / AAdvantage Platinum Choose has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Methods to earn and use your rewards
The Citi / AAdvantage Enterprise retains its incomes classes easy. Cardholders earn:
- 2 miles per greenback spent on eligible American Airways purchases
- 2 miles per greenback spent on gasoline station and automobile rental purchases
- 2 miles per greenback spent on telecommunications, cable and satellite tv for pc suppliers
- 1 mile per greenback spent on all different purchases
There aren’t many playing cards that provide bonus earnings on telecommunication providers, so the AAdvantage Enterprise is a viable choice for these bills.
Loads of common journey playing cards earn bonus rewards on gasoline stations and automobile leases; these playing cards earn transferable rewards which might be usually value greater than American Airways miles.
After all, this card ought to be your go-to for American Airways purchases, until you’ve gotten a card that earns extra factors per greenback spent on flights (such because the American Categorical Platinum Card®).
Do not forget that you will earn 1 Loyalty Level per greenback spent on all purchases, serving to you get nearer to elite standing with American.
I would prefer to see workplace provide shops and cloud service suppliers added as bonus classes since enterprise homeowners might get quite a lot of worth out of them.
Utilizing your rewards
As soon as it comes time to redeem the miles you earn, your greatest guess is all the time to redeem them for flights. You need to use your miles for American Airways flights or for a flight on certainly one of its accomplice airways, similar to Alaska Airways or Finnair.
TPG senior editor Giselle Gomez booked a round-trip flight from Miami Worldwide Airport (MIA) to Las Vegas’ Harry Reid Worldwide Airport (LAS) final 12 months for 17,000 miles complete. Money costs have been round $450 on the time, so she managed to snag a strong deal for her miles, above TPG’s March 2026 valuations.
You too can use your AAdvantage miles for flight upgrades, resorts, automobile leases, trip packages, cruises and Admirals Membership passes. Apart from cabin upgrades on flights, I do not advocate any of those choices.
Associated: Why American Airways AAdvantage has turn out to be my most beneficial rewards foreign money
Downsides to think about in regards to the Citi / AAdvantage Enterprise
As I discussed beforehand, the Citi / AAdvantage Enterprise lacks important business-oriented perks to set it other than the Platinum Choose. If you have already got a client Citi / AAdvantage card, it could be exhausting to justify holding the Citi / AAdvantage Enterprise.
This card’s incomes classes aren’t the strongest, other than its earnings on American Airways purchases. If you happen to’re in search of a card in your on a regular basis bills, you would be higher off with an alternative choice.
With a purpose to get outsize worth out of this card’s $99 annual payment (after the primary cardholder 12 months), you will have to fly with American a minimum of a couple of occasions annually.
Associated: Which AAdvantage card is best for you? Listed below are 3 choices it’s best to think about
Citi / AAdvantage Enterprise vs. Citi / AAdvantage Platinum Choose
As I alluded to earlier, the AAdvantage Enterprise and the AAdvantage Platinum Choose have rather a lot in frequent. The most important distinction you will discover is of their incomes charges.
Each playing cards earn 2 miles per greenback spent on eligible American Airways purchases and at gasoline stations. The Platinum Choose units itself aside by incomes 2 miles per greenback spent on eating places reasonably than on telecommunications and automobile leases.
You will nonetheless get free checked baggage, most well-liked boarding, bonus Loyalty Factors and inflight financial savings with the Platinum Choose.
Just like how the AAdvantage Enterprise would not cost additional for worker playing cards, you will not need to pay further charges for approved customers on the Platinum Choose.
Which card you select comes right down to which incomes charges you favor.
Is the Citi / AAdvantage Enterprise value it?
If you happen to do not have already got the Platinum Choose and might benefit from its American Airways-oriented perks, I like to recommend the Citi / AAdvantage Enterprise. It presents a strong roster of advantages for many who get pleasure from flying with American, plus affordable incomes charges for the typical enterprise spender.
When to use for the Citi / AAdvantage Enterprise
For a restricted time, new Citi / AAdvantage Enterprise cardholders can earn 75,000 bonus miles after spending $5,000 on purchases within the first 5 months from account opening.
In keeping with TPG’s valuations, these bonus miles are value $1,275. This matches the best provide we have seen for this card, so now is a wonderful time to use.
Including 75,000 miles to your AAdvantage account can go a great distance, relying on what you redeem them for. A number of concepts embody:
- Home flights, which begin as little as 7,500 miles one-way plus taxes and costs, although select deals often convey costs down much more to six,000 miles
- Lengthy-haul business-class flights, similar to Dulles Worldwide Airport (IAD) close to Washington, D.C., to London’s Heathrow Airport (LHR) on Iberia for simply 57,500 miles and $155 in taxes and costs
- Spherical-trip financial system flights to Mexico, similar to between Dallas Fort Price Worldwide Airport (DFW) and Cancun Worldwide Airport (CUN) for 16,000 miles plus $149 in taxes and costs
Earlier than submitting your utility, be sure that to take Citi’s utility guidelines into consideration.
Different playing cards to think about if you don’t need the Citi / AAdvantage Enterprise
I’ve already talked about the Platinum Choose as a robust competitor, however listed here are another choices to consider:
For added choices, take a look at our picks for the greatest American Airways playing cards and the greatest journey playing cards.
Backside line
The Citi / AAdvantage Enterprise is a superb mid-tier selection for small-business homeowners in search of a card to assist elevate their travels with American Airways. It presents a average collection of perks that may assist your flight expertise go extra easily, from checking baggage to boarding to creating inflight purchases.
If you have already got an AAdvantage card, you won’t get a lot out of the AAdvantage Enterprise. But when that is your first foray into American Airways’ playing cards, I recommend giving the AAdvantage Enterprise a shot.
Apply right here: Citi / AAdvantage Enterprise World Elite Mastercard
