Flying, staying at motels and spending on bank cards aren’t the one methods to earn beneficial factors and miles. You can too purchase them instantly from loyalty applications — however at a steep price. It typically solely is sensible to buy factors and miles when a reduction or bonus provide is accessible, and, even then, you must do it strategically.
This roundup of factors and miles promotions walks you thru the present provides on buying airline miles and resort factors, together with some which may be focused. However first, when does it make sense to purchase factors and miles?
Do you have to purchase factors and miles?
There are some things to think about earlier than benefiting from factors and miles promotions.
First, shopping for factors and miles — even on sale — is just not at all times a very good deal, as the value you will pay is usually a lot greater than the worth you may get. We at all times advocate calculating the value per level or mile and evaluating it to our present valuations. You’re generally better off earning them for “free” through flights, stays, travel rewards credit cards and other means.
However, buying points and miles during good promotions can make sense for those who have tapped out their credit card options and can get high value from their rewards, or when you need a few more points to lock in a specific redemption. We generally only recommend buying points or miles if you have an immediate use in mind, in which case the purchase might save you thousands of dollars. We don’t recommend stockpiling your loyalty rewards, as programs frequently undergo unexpected devaluations.
With that, here are some current promotions for buying points and miles, and our take on whether they’re worthwhile. We’ve done the math for you, but keep in mind that our per-point prices are before tax, which will add a minimal amount.
Related: What are points and miles worth? TPG’s current valuations
Promotions for buying airline points and miles
Air Canada Aeroplan (targeted)
- Current promotion: Up to 90% bonus points
- Purchase rate: As low as 1.4 cents per point
- TPG October 2025 valuation: 1.4 cents per point
- End date: Oct. 29
- Buy Aeroplan points
Air Canada’s newest provide is tiered, and you could have to log into your account to see the most effective charge. We have seen a 40% bonus on purchases of three,000 factors or extra, a 60% bonus on 15,000 factors or extra and a 90% bonus while you purchase a minimum of 40,000 factors. The very best bonus drops the fee to round 1.4 cents per level primarily based on the present trade charge. That is proper on par with our October 2025 valuation, making this a deal price contemplating.
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Air France-KLM Flying Blue
- Present promotion: As much as 80% bonus miles
- Buy charge: As little as 1.7 cents per mile
- TPG October 2025 valuation: 1.3 cents per mile
- Finish date: Nov. 5
- Buy Flying Blue miles
With Flying Blue’s tiered bonus, you may get a 50% bonus while you buy a minimum of 4,000 miles, a 60% bonus while you buy a minimum of 12,000 miles and an 80% bonus while you buy a minimum of 24,000 miles. The utmost 80% bonus brings the fee right down to roughly 1.7 cents per mile. Although that is greater than our present valuation of Flying Blue miles, it may very well be worthwhile if you have already got a high-value redemption in thoughts and have confirmed award availability.
American Airways AAdvantage
- Present promotion: A ten% to 40% low cost
- Buy charge: As little as 2.25 cents per mile
- TPG October 2025 valuation: 1.55 cents per mile
- Finish date: Unknown
- Buy AAdvantage miles
American Airways AAdvantage is providing as much as a 40% low cost on miles, relying on what number of you purchase. You will need to buy a minimum of 3,000 miles to get the bottom 10% low cost, and you will get the utmost low cost of 40% while you purchase 151,000 miles or extra, dropping the value to 2.25 cents per mile. That is considerably greater than TPG’s present valuation of American miles, however shopping for American miles for particular high-end awards might nonetheless make sense.
Avianca LifeMiles
- Present promotion: A 145% to 165% bonus
- Buy charge: As little as 1.25 cents per mile
- TPG October 2025 valuation: 1.4 cents per mile
- Finish date: Oct. 24
- Buy LifeMiles
Avianca LifeMiles has a large bonus provide proper now, starting from 145% bonus miles while you purchase a minimum of 1,000 miles to 165% bonus miles while you purchase 200,000 miles (earlier than the bonus). The associated fee per mile ranges from 1.25 to 1.34 cents, under our present valuation of 1.4 cents apiece, so this deal may very well be a good suggestion should you’re eyeing an Avianca redemption.
JetBlue TrueBlue (focused)
- Present promotion: As much as 120% bonus factors
- Buy charge: As little as 1.36 cents per level
- TPG October 2025 valuation: 1.45 cents per level
- Finish date: Oct. 28
- Buy JetBlue TrueBlue points
JetBlue TrueBlue has among the best provides on shopping for factors proper now, but it surely’s focused, so your provide could differ. The very best instance we have seen is a 120% bonus on 10,000-plus factors. When you’re focused for 120% bonus factors, you would pay as little as 1.36 cents per level — not a nasty deal in comparison with TPG’s valuation of 1.45 cents per level.
Southwest Fast Rewards (focused)
- Present promotion: A 50% low cost
- Buy charge: As little as 1.5 cents per level
- TPG October 2025 valuation: 1.4 cents per level
- Finish date: Oct. 29
- Buy Rapid Rewards points
Southwest Airways’ 120,000-point enterprise card welcome provide* is not the one deal occurring for Southwest Fast Rewards members. These provides could differ, however we have seen a 50% low cost while you purchase a minimum of 5,000 Fast Rewards factors. The sale value of 1.5 cents per level remains to be above TPG’s present valuation of 1.3 cents, so buying factors will solely make sense should you’re planning a redemption quickly.
*The Southwest® Fast Rewards® Efficiency Enterprise Credit score Card (see charges and costs) earns 120,000 factors after spending $10,000 on purchases within the first three months of account opening.
Promotions for getting resort factors
Alternative Privileges
- Present promotion: A 30% to 40% bonus
- Buy charge: As little as 0.74 cents per level
- TPG October 2025 valuation: 0.6 cents per level
- Finish date: Nov. 10
- Buy Choice Privileges points
Alternative Privileges is operating a tiered provide for 30% bonus factors while you buy 4,000-plus factors, 35% bonus factors on 8,000-plus factors and 40% bonus factors on 14,000-plus factors. The bottom you will pay is roughly 0.74 cents per level, which remains to be above our valuation, but it surely might make sense should you’re brief a couple of factors in your subsequent redemption.
Hilton Honors (focused)
- Present promotion: As much as 100% bonus factors
- Buy charge: As little as 0.5 cents per level
- TPG October 2025 valuation: 0.5 cents per level
- Finish date: Nov. 21
- Buy Hilton Honors points
With this provide from Hilton Honors, you possibly can rise up to a 100% bonus on the factors you purchase, permitting you to basically pay half value per level. Provides could differ, however we have seen a 100% bonus on purchases of a minimum of 5,000 factors — which means you would benefit from this nice deal even should you solely want a couple of thousand factors.
You may pay solely 0.5 cents per level with this bonus, in keeping with TPG’s valuations, so it may very well be a good suggestion to purchase the factors you will want in your subsequent redemption. As an example, you would buy the 110,000 factors wanted for an evening on the Waldorf Astoria Riviera Maya in Mexico for under $550 throughout this promotion — an awesome deal contemplating money charges begin round $650 per evening.
Marriott Bonvoy (focused)
- Present promotion: 30% to 35% bonus factors
- Buy charge: As little as 0.93 cents per level
- TPG October 2025 valuation: 0.7 cents per level
- Finish date: Dec. 7
- Buy Marriott Bonvoy points
This Marriott Bonvoy provide seems to be focused, so yours could look totally different. We have discovered a 30% bonus while you buy a minimum of 2,000 factors and a 35% bonus on 40,000 factors or extra. This drops the value to as little as 0.93 cents per level — not an awesome deal, contemplating we worth Marriott factors at 0.7 cents every within the wake of this system’s current devaluation — so we would not advise buying factors in most circumstances.
World of Hyatt (focused)
- Present promotion: A ten% or 15% bonus
- Buy charge: 2.3 cents per level
- TPG October 2025 valuation: 1.7 cents per level
- Finish date: Unknown
- Buy World of Hyatt points
Test your World of Hyatt account to see if in case you have a focused provide (hopefully higher than this one). We have seen a paltry 10% bonus on purchases of three,000 factors or extra or a 15% bonus on 9,000 factors or extra. The 15% bonus offers you a purchase order value of two.3 cents per level, properly above our present valuation, so we would solely advocate benefiting from this promotion should you want a couple of additional factors in your subsequent redemption.
Wyndham Rewards
- Present promotion: As much as 90% bonus factors
- Buy charge: 0.68 cents per level
- TPG October 2025 valuation: 1.1 cents per level
- Finish date: Oct. 21
- Buy Wyndham Rewards points
With Wyndham Rewards’ newest promotion, you possibly can rating as much as 90% bonus factors while you buy 3,000 factors or extra. This brings the value per level to 0.68 cents, a spectacular deal in comparison with our valuation of 1.1 cents. If Wyndham Rewards factors are helpful to you, you could need to soar on this provide.
For instance, since Wyndham award nights begin at 7,500 factors, you would purchase all of the factors you want for a one-night keep for under $52 — most likely lower than you’d pay in money at most properties.
Which bank card must you use to purchase factors and miles?
Most of those promotions are processed by way of Factors.com moderately than instantly by the resort or airline, so you will not earn bonus rewards with most journey rewards playing cards. As an alternative, you will need to use an on a regular basis spending card that gives a strong return on nonbonus spending.
The principle exception to this rule is American Airways. This airline reportedly codes mileage purchases as airfare, so you could need to use a bank card that earns bonus miles on airfare for the very best return when shopping for AAdvantage miles.
Or, should you’re working towards a minimal spending requirement to earn a welcome bonus on a brand new card, utilizing that card stands out as the strategy to go.
Keep in mind that you would incur international transaction charges on some playing cards when shopping for factors or miles from a program overseas. So, you could need to use one of many following playing cards:
Backside line
Shopping for factors and miles is not at all times a good suggestion, however it might make sense in some conditions — particularly should you can benefit from a promotion. Typically, it is best to have a selected redemption in thoughts and ensure award availability earlier than contemplating paying for factors and miles.
